How much life insurance do I need?

A quick starting estimate. A licensed agent can refine it with you.

Your estimate$600,000

Your yearly income ($)

Years to replace income

Often until your youngest child is grown

Debts besides mortgage ($)

Car loans, cards, student loans

Mortgage balance ($)

Children to put through school

Education cost per child ($)

Savings and investments ($)

Life insurance you already have ($)

Estimated coverage

$600,000

Income for the years you chose, plus debts, mortgage and education, minus savings and coverage you already have. This is an estimate, not a quote or advice.

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Want the reasoning behind it? Read how much life insurance do I need or browse all guides.