How much does term life insurance cost in Texas?
Sample monthly term life prices in Texas by age, what drives your rate, and how to get a real quote from a licensed Texas agent.
| Age 30 | $31/mo |
|---|---|
| Age 40 | $46/mo |
| Age 50 | $114/mo |
The short answer
For a healthy non-smoker, a $1 million, 20-year term policy in Texas often runs about $31 a month at 30, $46 at 40 and $114 at 50. These are illustrations, not offers. Your price is set by the carrier after underwriting.
What changes your price
Age is the biggest factor: prices roughly double every 10 years. Health comes next, including blood pressure, cholesterol, weight and family history. Tobacco use can raise prices two to three times. Higher coverage and longer terms also cost more.
Shopping in a big market
Texas has hundreds of licensed carriers, and the same coverage can be priced very differently between them. Comparing several carriers is the most reliable way to save, and that is what a licensed Texas agent does for you.
How to get a real number
Brontev matches you with one licensed Texas agent who quotes carriers for your exact age, health and budget. Your details never go to a list, and you only hear from the one agent you are matched with.
Get your real price
Answer five quick questions and get matched with one licensed agent in your state.
Get matched with an agentMore guides
- How much does term life insurance cost in New York?
- How much life insurance do I need?
- Term vs whole life insurance: which is right for you?
General information only. Brontev is a matching service, not an insurance company, and does not guarantee coverage or pricing.